I wasn’t actually out looking for this, but found this summary in a state-by-state comparison (which has nothing to do with the Health Care Plan) — From Insureme.com:
Louisiana has taken great care to ensure that its residents have access to health insurance.
Here are some facts you may not be aware of in your state regarding health insurance:
- If you receive coverage from a group plan, Louisiana’s nondiscrimination policy prohibits you from being denied or receiving limited coverage because of your health status.
- If you become ill, guaranteed renewability ensures that your health insurance plan won’t get cancelled.
- If you are a small-business owner purchasing group coverage, the guaranteed issue ensures that you cannot be turned down for medical insurance on account of your group’s age, gender or health status.
- If you lose your group coverage and meet other qualifications, you may be able to purchase individual Louisiana health insurance through the Louisiana Health Plan (LHP). You won’t face a pre-existing condition period unless you have been previously denied coverage by two or more insurance companies.
Your coverage will depend on what kind of Louisiana health insurance you carry. If you receive coverage through a group plan, your coverage may provide more extensive coverage.
Individual health plans vary in benefits covered, so you’ll want to confirm what’s mandated by your state’s department of insurance before purchasing your policy.
The State of Louisiana has implemented some remarkable programs to help its 576,000 uninsured residents receive coverage. If you make a low or modest income, you may be eligible for free or subsidized health care through Louisiana Medicaid. Louisiana Medicaid offers coverage for pregnant women, families and the elderly and disabled.
The Breast and Cervical Cancer Treatment Program provides full health benefits through Louisiana Medicaid for women who are screened through the National Breast and Cervical Cancer Early Detection Program.
If your children are currently without Louisiana health insurance, you may receive full health benefits through the Louisiana Children’s Health Insurance Plan, or LaCHIP.
Is it just me, or does what our legislature has already set up sound a LOT like most of what’s in the Health Care overhaul that they are all so adamantly opposed to?